Find your Child Trust Fund
If you already know that your Child Trust Fund is held with e世搏网投-e世搏网站-apple app store排行榜 then skip this step. If you're not sure which provider is looking after it, use our Child Trust Fund tracer to find out.
Tip: If you don't know your CTF provider, we can help
Register for an online account and download Yoti
You can do this as soon as you turn 16. Before your 16th birthday, someone with parental responsibility will need to be the registered contact – usually your parent or legal guardian. They can create an online account to see your Child Trust Fund and pay money in, but they’ll never be able to withdraw money from it.
It's also a good idea to download and set up digital ID app Yoti as you'll need to use this to prove who you are if you decide you'd like your money transferred to your bank account when you turn 18.
Consider your options
If you’re not yet 18, take this time to think about what you’ll do with your money when you’re able to access it.
You can choose to keep saving or spend it all straight away, or you can let yourself have fun with some of the money but keep the rest invested and safe from temptation.
Tip: It’s not all of nothing. You can take some of your money out to spend now and keep some invested
Tell us what you’d like to do
Once you’re 18, the choice is yours.
You’ll need to log into your online account where you can withdraw money either by bank transfer or by asking us to post a cheque.
You also now have the option to move money into an ISA or a Lifetime ISA.
If you’ve not yet decided, it’s ok to do nothing!
Tip: If you’ve not yet decided what to do, your money will stay invested or earning interest while you decide