Home > Savings

Savings Hub

Find out how to reach your financial goals in our Savings Hub.

Visit our Children’s Saving Hub to learn how to open doors for the young people in your life.

Woman looking at calendar

What is a “tax year” and does it affect you?

A tax year is simply the 12-month period that HMRC looks at to work out how much tax you should pay. In the UK, the tax year always runs from 6 April to 5 April the following year.

Read article

Is it better to save or invest your money?

Money that’s saved grows by earning interest, whereas money invested increases (or decreases) depending on the value of stock market shares.

Read article
Pair of hands holding money with plants growing out of it

How our climate-friendly fund generated higher returns

Whatever your reason for investing in our climate-friendly fund, you’ll be happy to hear that this quarter it outperformed the benchmark fund.

Read article
Seatbelt sign on plane

Holding your nerve when your investment loses value

Turbulent markets can affect the value of your stocks and shares ISA, but the worst thing you can do is panic. We explain what fluctuations in the stock market mean and how to ride out the storm.

Read article
ISA spelt out with scrabble tiles on stacks of coins

How does the annual ISA allowance work?

You can put up to £20,000 in ISAs in your name each tax year. This limit is set by the HMRC and reviewed each year.

Read article
A vibrant, green, bamboo forest

How your investment decisions help fight climate change

Our ISAs and Lifetime ISAs are invested either entirely or partly in climate-friendly funds. But what difference does this actually make?

Read article